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Chapter 7

Debt Discharge

Chapter 13

Debt reorganization and repayment plans

Creditor harassment protection

End the harassed by creditors?

Asset protection strategies

Protecting your assests

BANKRUPTCY MAY FEEL OVERWHELMING, BUT UNDERSTANDING EACH STEP SIMPLIFIES THE PATH TO FINANCIAL RELIEF. 

Credit-Repair-After-Bankruptcy
1

FREE CONSULTATION - Learn what your bankruptcy options are and the best way to resolve.

2

PREPARING THE BANKRUPTCY PETITION - We prepare your bankruptcy petition detailing debts, income, expenses, and assets then file the official petition with the bankruptcy court.

3

AUTOMATIC STAY -  Once filed, creditors must immediately stop collection actions, including:
    •    Harassing phone calls
    •    Foreclosures
    •    Wage garnishments
    •    Lawsuits

4

MEETING OF CREDITORS (341 MEETING) - Attend a brief meeting overseen by a bankruptcy trustee. Answer straightforward questions about your finances under oath. Our attorneys guide and represent you during this meeting.

5

DISCHARGE OF DEBTS -
    •    Chapter 7: Most unsecured debts are discharged, typically within 4-6 months of filing.
    •    Chapter 13: Complete an agreed-upon repayment plan (usually 3–5 years). Remaining qualifying debts are discharged upon successful completion.

6

REBUILDING CREDIT -   After bankruptcy, begin rebuilding credit through responsible financial habits.

TESTIMONIALS

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Why work with Amerihope Alliance?

Our reviews speak for themselves.  You can visit our review pages below for more great reviews!

Check them out here:

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Foreclosure Review

Margaret is an incredible lawyer who helped me win my case and kept me updated throughout the process. Her organization and professionalism make her someone you can trust. I'll definitely recommend her to others.

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Loan Modification Review

I highly recommend Amerihope Legal Services. I was very impressed throughout the entire process. If you are fortunate to deal with Ruth Gross. You will be in good hands. She kept me in the loop every step of the way. Can't say enough about her. Very professional, responsive, and good at explaining what was happening ! Excellent job !!!

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Foreclosure Review

What a gem! Rosie was very professional at all times, the lines of communication were always open. She was very diligent in completing the tasks and always made sure I was aware of what was needed and whom she contacted. I was very confident that my situation would be resolved once I saw how effortlessly things got done. I am grateful that I was able to help my mother-in-law who was about to be taken advantage of and would have surely lost her home. Rosie to the rescue. This was the best outcome and I am grateful to the Amerihope team. This experience was gratifying from the beginning to the end. May God bless you and your firm. I look forward to telling others of your great work.

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Foreclosure Review

Margaret is an incredible lawyer who helped me win my case and kept me updated throughout the process. Her organization and professionalism make her someone you can trust. I'll definitely recommend her to others.

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Foreclosure Review

Working with Ms. Ruth Gross was both comforting and a great experience. Her professionalism, patience, and follow through skills are impeccable. She led my wife and I through a legal process that allowed us to complete everything in a timely manner. Ms. Gross is someone that I would recommend for anyone who needs a thoughtful, yet an experienced professional, with a compassionate management style. Thank you again Ms. Gross and God bless you!

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Foreclosure Review

I want to thank your company for helping me through such a difficult time, but especially Rosie Gonzalez. She was the best & very helpful along with being very compassionate with what I was going through. She was determined that I got everything needed for relocation by having the bank agree to "Cash for Keys". I can't thank her & your company enough. I will definitely recommend your foreclosure services to any that come my way! Thank you from the bottom of my heart.

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Mortgage Review

I highly recommend Ruth Gross at Amerihope. I have used Ruth twice now and she has done an excellent job for me. Very pleasant and easy to work with ! Keeps you informed every step of the way. 5 Star service all the way !!!

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Foreclosure Review

Rosie Gonzalez She was as professional and understanding as anyone could ask for considering the tough situation we were in. Rosie in my opinion is a very true and loyal professional that got us through with her team! Many thanks as she was and is a wonderful person and deserves many thanks for her hard work and perseverance to get us to the finish line. We couldn't have done it without her! Many thanks and keep up the great work!

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