Amerihope Alliance Legal Services

Foreclosure Defense vs. Foreclosure Litigation

Amerihope Alliance — Thu, 03 May 2012 19:23:25 +0000

Foreclosure Defense Strategy As foreclosure defense attorneys providing Defendants legal assistance, we see that there are a number of different issues that are involved with clients’ decisions, including their long term goals for the future. Homeowners have increasingly begun pursuing litigation options against their lenders for various irresponsible handlings of mortgages. This generally means two things: …

Hardship Letter Tips for a Successful Loan Modification

Amerihope Alliance — Thu, 08 Mar 2012 16:47:33 +0000

Hardship Letter Tips for your Loan Workout If you are trying to obtain a loan modification or other loan workout plan, then your bank’s guidelines are going to require that you write a hardship letter. What is a Hardship Letter? A hardship letter is required by lenders when negotiating a loan modification or any loan …

State of the Union: Affordable Mortgages

Amerihope Alliance — Thu, 26 Jan 2012 16:46:35 +0000

Obama’s Housing Plan Did you watch the State of the Union Addresson Tuesday? It’s Obama’s last before the election later this year. President Obama hit on a number of points and spoke firmly about using “government power to balance the scale between America’s rich and the rest of the public.” When Obama took office in …

Florida Homeowners, Have You Applied for HARP 2.0?

Amerihope Alliance — Thu, 22 Dec 2011 17:54:07 +0000

Refinancing guidelines have recently been changed by the Obama administration in order to help more struggling homeowners who have negative equity. This means if you have stayed current on your mortgage for the past 12 months and upside you may qualify. Implemented in October, HARP 2.0 is the Federal Housing & Finance Administration’s latest attempt …

Foreclosure Help from…Occupy Wall Street?

Amerihope Alliance — Thu, 15 Dec 2011 18:01:50 +0000

Struggling with continuous evictions and attempting to confront economic issues at the same time, the 3 months old Occupy Wall Street movement is setting its sights on the foreclosure crisis. Championed by occupyourhomes.org, participants all across America are now learning about subprime mortgages and wrongful foreclosures and interacting with homeowners in mortgage problems to see …

Independent Foreclosure Review Forms Arrive in the Mail

Amerihope Alliance — Tue, 06 Dec 2011 18:35:33 +0000

Don’t Miss A Chance at an Independent Foreclosure Review! Have you seen this in your mailbox? Homeowners with foreclosure problems get a lot of strange offers in the mail, but if you got one that looks like what is pictured here, talking about an Independent Foreclosure Review, DON’T THROW IT OUT! Homeowners whose primary residence …

Homeless For the Holidays in America

Amerihope Alliance — Thu, 01 Dec 2011 17:34:09 +0000

Two News Stories Show the Fight to Stay Housed in 2011 60 Minutes is out with another hard-hitting expose on the destruction of America’s middle class: “Hard Times Generation” revisits Central Florida to interview more of its suffering and struggling former homeowners. Another more atypical and hopeful story comes out of a local news station …

Successful Loan Modifications in November

Amerihope Alliance — Wed, 23 Nov 2011 20:20:21 +0000

This Florida homeowner was past due over $23,000 to Aurora Loan Services. They were approved for an in-house loan modification that will change their monthly mortgage payments from $3,267 to $2,054, for a monthly savings of $1,213. After making three trial payments they will be reviewed to make this modification permanent. Homeowners were in foreclosure …