Comments for Amerihope Alliance Legal Services http://amerihopealliance.com/blog Loan Modification, Foreclosure Defense, and Housing News for Homeowners Tue, 20 Dec 2011 17:40:38 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Independent Foreclosure Review Forms Arrive in the Mail by Office of the Comptroller of the Currency Independent Foreclosure Review for Homeowners is Released | Mortgage-Mod-Monster.com http://amerihopealliance.com/blog/2011/12/independent-foreclosure-review-forms-arrive-in-the-mail/comment-page-1/#comment-4051 Office of the Comptroller of the Currency Independent Foreclosure Review for Homeowners is Released | Mortgage-Mod-Monster.com Tue, 20 Dec 2011 17:40:38 +0000 http://amerihopealliance.com/blog/?p=714#comment-4051 [...] rest report, independent mortgage advice, broken chain of title,unsafe and unsound banking practicesThere is no rush. Don't get in a panic and do the wrong thing. File as soon as you can, probably on ... do the wrong thing. File as soon as you can, probably on your own. There is currently no [...] [...] rest report, independent mortgage advice, broken chain of title,unsafe and unsound banking practicesThere is no rush. Don't get in a panic and do the wrong thing. File as soon as you can, probably on … do the wrong thing. File as soon as you can, probably on your own. There is currently no [...]

]]> Comment on Foreclosure Help from…Occupy Wall Street? by stop home foreclosure trustee sale http://amerihopealliance.com/blog/2011/12/foreclosure-help-from-occupy-wall-street/comment-page-1/#comment-4050 stop home foreclosure trustee sale Tue, 20 Dec 2011 16:19:42 +0000 http://amerihopealliance.com/blog/?p=730#comment-4050 [...] Struggling with continuous evictions and attempting to confront economic issues at the same time, the 3 months old Occupy Wall Street movement is setting its sights on the foreclosure crisis. Championed by occupyourhomes.org, participants all across America are now learning about subprime mortgages and wrongful foreclosures and interacting with homeowners in mortgage problems to see if they can help. Some of the less well-intentioned are finding foreclosed homes and squatting in them. Some, like activists in Atlanta, have been blockading evictions and disrupting foreclosure auctions.Source: amerihopealliance.com [...] [...] Struggling with continuous evictions and attempting to confront economic issues at the same time, the 3 months old Occupy Wall Street movement is setting its sights on the foreclosure crisis. Championed by occupyourhomes.org, participants all across America are now learning about subprime mortgages and wrongful foreclosures and interacting with homeowners in mortgage problems to see if they can help. Some of the less well-intentioned are finding foreclosed homes and squatting in them. Some, like activists in Atlanta, have been blockading evictions and disrupting foreclosure auctions.Source: amerihopealliance.com [...]

]]> Comment on Foreclosure Help from…Occupy Wall Street? by Nancy Myers http://amerihopealliance.com/blog/2011/12/foreclosure-help-from-occupy-wall-street/comment-page-1/#comment-4047 Nancy Myers Mon, 19 Dec 2011 14:57:22 +0000 http://amerihopealliance.com/blog/?p=730#comment-4047 Save One Homeowner at a Time! Help to Break the Foreclosure Cycle. When a bank forecloses and kicks a family out, it not only is devastating to them, it hurts the whole country. We will buy a defaulting note & make a deal More info on saving a homeowner in foreclosure: http://www.indiegogo.com/Save-One-Homeowner-at-a-Time-Help-to-Break-the-Foreclousure-Cycle Save One Homeowner at a Time! Help to Break the Foreclosure Cycle.

When a bank forecloses and kicks a family out, it not only is devastating to them, it hurts the whole country. We will buy a defaulting note & make a deal

More info on saving a homeowner in foreclosure:
http://www.indiegogo.com/Save-One-Homeowner-at-a-Time-Help-to-Break-the-Foreclousure-Cycle

]]> Comment on Independent Foreclosure Review Forms Arrive in the Mail by Eric http://amerihopealliance.com/blog/2011/12/independent-foreclosure-review-forms-arrive-in-the-mail/comment-page-1/#comment-4037 Eric Fri, 16 Dec 2011 07:34:04 +0000 http://amerihopealliance.com/blog/?p=714#comment-4037 I filed with the Bank requesting a modification to my mortgage. I submitted this request several times and one the clain must have been lost and then the others they denied. I filled pleading to reduce the % rate and tack the money deliquent be added to the back end of the loan. Again I was denided. Finnaly after recieving numerous flat out aggressive and rude call in reference to the loan threating forclosure I decided to file for a deed- in - Lou - of - forclosure and after submitting all there required materials and letters claiming finicial hardship numerous times I was advised every time I called to inquire that it was in review. It stayed in review for 4-6 months before the bank sent some legal packet from the banks legal department mandating certian restrictions and an abilicreditty to be out of the residence in two weeks from the notice of the packet. After all my failled attempts to reduce my instrest rate or exstend my term or any modification that would enable me to bring the payments back in to good standing or lowwer themk to the original payment when the loan was started and all efforts were dened. I signed the deed-in-lou as I felt it was my only way out. The instrest rates were low when the loan started and then began to increase my payment very rapidly and then the extra charges such as late fees and legal fees and so forth and the Bank was just determined to not let me do any thing but deed-in-lou which on my credit report is just as bad as a forclosure. This has since caused me such finicial crisis and I had to end up filling a chapter 7 and that with the deed-in-lou has ravished my credit report and i am still struggling to keep my head above the water so to speak. Im wondering if this review will really do any thing to help ease the pain? If it would aleaset exspounge my credit report that would be a blessing!!! I am wondering if will really help fix any thing? Any coments or thoughts or a similiar exsperience is welcomed. I filed with the Bank requesting a modification to my mortgage. I submitted this request several times and one the clain must have been lost and then the others they denied. I filled pleading to reduce the % rate and tack the money deliquent be added to the back end of the loan. Again I was denided. Finnaly after recieving numerous flat out aggressive and rude call in reference to the loan threating forclosure I decided to file for a deed- in – Lou – of – forclosure and after submitting all there required materials and letters claiming finicial hardship numerous times I was advised every time I called to inquire that it was in review. It stayed in review for 4-6 months before the bank sent some legal packet from the banks legal department mandating certian restrictions and an abilicreditty to be out of the residence in two weeks from the notice of the packet. After all my failled attempts to reduce my instrest rate or exstend my term or any modification that would enable me to bring the payments back in to good standing or lowwer themk to the original payment when the loan was started and all efforts were dened. I signed the deed-in-lou as I felt it was my only way out. The instrest rates were low when the loan started and then began to increase my payment very rapidly and then the extra charges such as late fees and legal fees and so forth and the Bank was just determined to not let me do any thing but deed-in-lou which on my credit report is just as bad as a forclosure. This has since caused me such finicial crisis and I had to end up filling a chapter 7 and that with the deed-in-lou has ravished my credit report and i am still struggling to keep my head above the water so to speak. Im wondering if this review will really do any thing to help ease the pain? If it would aleaset exspounge my credit report that would be a blessing!!! I am wondering if will really help fix any thing? Any coments or thoughts or a similiar exsperience is welcomed.

]]> Comment on Independent Foreclosure Review Forms Arrive in the Mail by Donna http://amerihopealliance.com/blog/2011/12/independent-foreclosure-review-forms-arrive-in-the-mail/comment-page-1/#comment-4006 Donna Thu, 08 Dec 2011 15:46:59 +0000 http://amerihopealliance.com/blog/?p=714#comment-4006 Occupy Your Home! Please read this article (http://exm.nr/v8VFLs) and then sign the petition (http://wh.gov/D3J) located on the White House's "WE the PEOPLE" website to stop foreclosures of mortgages made to individual homeowners belonging to the bottom 99%. Also, please help this go viral! Please visit the White House website and sign this petition. It needs 150 signatures to be publicly visible on the site, and 25,000 to be guaranteed a response. Stopping foreclosures is not a bailout. It is a consumer protection. It can be structured in the form of a forbearance so people don't accrue massive fines, legal fees, and credit problems. Payment on existing debt and interest is postponed, extending the life of the mortgage, and resumed once the person is gainfully employed, or once the person decides for himself to sell (rather than having his home stolen by his mortgage holder). No good can come to a society that throws people hit by hard times on the street. This will make it ever more difficult for people and their families to recover, and then they will become a permanent welfare problem. Occupy Your Home! Please read this article (http://exm.nr/v8VFLs) and then sign the petition (http://wh.gov/D3J) located on the White House’s “WE the PEOPLE” website to stop foreclosures of mortgages made to individual homeowners belonging to the bottom 99%. Also, please help this go viral!

Please visit the White House website and sign this petition. It needs 150 signatures to be publicly visible on the site, and 25,000 to be guaranteed a response.

Stopping foreclosures is not a bailout. It is a consumer protection. It can be structured in the form of a forbearance so people don’t accrue massive fines, legal fees, and credit problems. Payment on existing debt and interest is postponed, extending the life of the mortgage, and resumed once the person is gainfully employed, or once the person decides for himself to sell (rather than having his home stolen by his mortgage holder). No good can come to a society that throws people hit by hard times on the street. This will make it ever more difficult for people and their families to recover, and then they will become a permanent welfare problem.

]]> Comment on Independent Foreclosure Review Forms Arrive in the Mail by If Your See This in Your Mailbox, Don’t Throw It Away | Challenge Your Lender http://amerihopealliance.com/blog/2011/12/independent-foreclosure-review-forms-arrive-in-the-mail/comment-page-1/#comment-4005 If Your See This in Your Mailbox, Don’t Throw It Away | Challenge Your Lender Thu, 08 Dec 2011 14:26:46 +0000 http://amerihopealliance.com/blog/?p=714#comment-4005 [...] started sending out the program’s Review Forms, which are required to begin the process.  A reader sent me this photo of what the form looks like when it comes in the mail, so now you’ll know what [...] [...] started sending out the program’s Review Forms, which are required to begin the process.  A reader sent me this photo of what the form looks like when it comes in the mail, so now you’ll know what [...]

]]> Comment on Independent Foreclosure Review Forms Arrive in the Mail by Obtaining The Right Bankruptcy Forms http://amerihopealliance.com/blog/2011/12/independent-foreclosure-review-forms-arrive-in-the-mail/comment-page-1/#comment-4002 Obtaining The Right Bankruptcy Forms Tue, 06 Dec 2011 22:31:15 +0000 http://amerihopealliance.com/blog/?p=714#comment-4002 [...] Qualifying for this program could not only end up in financial compensation, it could also have a valuable impact on homeowners who are in active foreclosure or are at risk of falling behind by shedding light on foreclosure practices. Remember, this review will not stop your foreclosure or interfere with your foreclosure defense. If you have been served a foreclosure action, you should contact a foreclosure defense attorney to decide on the best foreclosure defense strategy for your unique situation.Source: amerihopealliance.com [...] [...] Qualifying for this program could not only end up in financial compensation, it could also have a valuable impact on homeowners who are in active foreclosure or are at risk of falling behind by shedding light on foreclosure practices. Remember, this review will not stop your foreclosure or interfere with your foreclosure defense. If you have been served a foreclosure action, you should contact a foreclosure defense attorney to decide on the best foreclosure defense strategy for your unique situation.Source: amerihopealliance.com [...]

]]> Comment on Lawsuit vs. Lenders by Santiago Shigo http://amerihopealliance.com/blog/2011/06/lawsuit-vs-lenders/comment-page-1/#comment-3448 Santiago Shigo Mon, 27 Jun 2011 09:55:49 +0000 http://amerihopealliance.com/blog/?p=455#comment-3448 While I agree with the basics in Lawsuit vs. Lenders | Amerihope Alliance Legal Services , I think the buoyant sentiment around today is a result of a politically engineered set of circumstances. The demand for consumer finance is still poor and there is no improvement in the housing market. The developed nations are surviving on their politicians ability to just borrow and spend into their countries which is difficult to maintain. Regards, Santiago Shigo. While I agree with the basics in Lawsuit vs. Lenders | Amerihope Alliance Legal Services , I think the buoyant sentiment around today is a result of a politically engineered set of circumstances. The demand for consumer finance is still poor and there is no improvement in the housing market. The developed nations are surviving on their politicians ability to just borrow and spend into their countries which is difficult to maintain. Regards, Santiago Shigo.

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