Hardship Letter Tips for your Loan Workout If you are trying to obtain a loan modification or other loan workout plan, then your bank’s guidelines are going to require that you write a hardship letter. What is a Hardship Letter? A hardship letter is required by lenders when negotiating a loan modification or any loan …
Category Archive: Loan Modification
Dec 22
Florida Homeowners, Have You Applied for HARP 2.0?
Refinancing guidelines have recently been changed by the Obama administration in order to help more struggling homeowners who have negative equity. This means if you have stayed current on your mortgage for the past 12 months and upside you may qualify. Implemented in October, HARP 2.0 is the Federal Housing & Finance Administration’s latest attempt …
Dec 01
Homeless For the Holidays in America
Two News Stories Show the Fight to Stay Housed in 2011 60 Minutes is out with another hard-hitting expose on the destruction of America’s middle class: “Hard Times Generation” revisits Central Florida to interview more of its suffering and struggling former homeowners. Another more atypical and hopeful story comes out of a local news station …
Nov 23
Successful Loan Modifications in November
This Florida homeowner was past due over $23,000 to Aurora Loan Services. They were approved for an in-house loan modification that will change their monthly mortgage payments from $3,267 to $2,054, for a monthly savings of $1,213. After making three trial payments they will be reviewed to make this modification permanent. Homeowners were in foreclosure …
Nov 17
The Housing Industry You Can Depend On – Wrongful Foreclosure
Another Sordid Foreclosure Tale “He was on his second trial modification, the last time his trial modification wasn’t converted to a permanent modification for some unknown reason, but Bank of America is here to help homeowners and they were nice enough to let him reapply…and so he did. “This time, however, he decided to retain …
Aug 16
Testimonial – Amerihope Alliance Has a “Passion for Helping Their Clients”
We just received this shining review from one of our clients. Read on to hear how she explains her relationship with our firm and the results we obtained for her. We all read enthusiastic reviews on the internet about how Blah product or service is fabulous, but this company gives new meaning to the word!! …
Aug 15
Super Successful Loan Modifications of the Week
Before: Homeowners were past due $37,814.09 and in active foreclosure on their Bank of America loan, with monthly mortgage payments of $2,735.35 PITI and a 7.125% interest rate. Trial: Approved for a trial plan under Making Home Affordable. New monthly mortgage payments of $1,975.10. Final: Permanent loan modification saved the home from foreclosure with no …
Jul 11
Amerihope Alliance Legal Services Celebrates 3rd Anniversary
Amerihope Alliance Legal Services, a premier loan modification/foreclosure defense law firm, is proud to celebrate our third anniversary of successfully assisting homeowners in their time of need. We have performed approximately 100 successful loan modifications per month since beginning our efforts in 2008, completing a total of approximately 3,500 in three years. In addition to …
Jun 30
The Housing Crisis – Five Years and counting! Is There An End in Sight?
When housing market prices in the U.S. began escalating in the 1980′s they basically continued to rise until the early 2000′s. Then the fiasco began. In June, 2006, the housing market crisis became a reality. A family in California, the Giangregorios, who actually had equity in the home they have lived in for the last …
Jun 08
Three Strikes – Bank of America is OUT!
Collier County, Florida – After actually paying CASH for their home which had previously been owned by Bank of America, the bank had the audacity to issue a foreclosure on Warren and Maureen Nyerges’s home. This proves that Bank of America is unaware of or does not care what harm they are causing homeowners. After …



