May 03

Foreclosure Defense vs. Foreclosure Litigation

Foreclosure Defense Strategy As foreclosure defense attorneys providing Defendants legal assistance, we see that there are a number of different issues that are involved with clients’ decisions, including their long term goals for the future.  Homeowners have increasingly begun pursuing litigation options against their lenders for various irresponsible handlings of mortgages. This generally means two things: …

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Mar 08

Hardship Letter Tips for a Successful Loan Modification

Tips for Writing a Hardship Letter

Hardship Letter Tips for your Loan Workout If you are trying to obtain a loan modification or other loan workout plan, then your bank’s guidelines are going to require that you write a hardship letter. What is a Hardship Letter? A hardship letter is required by lenders when negotiating a loan modification or any loan …

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Jan 26

State of the Union: Affordable Mortgages

Obama’s Housing Plan Did you watch the State of the Union Addresson Tuesday? It’s Obama’s last before the election later this year. President Obama hit on a number of points and spoke firmly about using “government power to balance the scale between America’s rich and the rest of the public.” When Obama took office in …

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Dec 22

Florida Homeowners, Have You Applied for HARP 2.0?

Refinancing guidelines have recently been changed by the Obama administration in order to help more struggling homeowners who have negative equity. This means if you have stayed current on your mortgage for the past 12 months and upside you may qualify. Implemented in October, HARP 2.0 is the Federal Housing & Finance Administration’s latest attempt …

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Dec 15

Foreclosure Help from…Occupy Wall Street?

Struggling with continuous evictions and attempting to confront economic issues at the same time, the 3 months old Occupy Wall Street movement is setting its sights on the foreclosure crisis. Championed by occupyourhomes.org, participants all across America are now learning about subprime mortgages and wrongful foreclosures and interacting with homeowners in mortgage problems to see …

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Dec 06

Independent Foreclosure Review Forms Arrive in the Mail

Don’t Miss A Chance at an Independent Foreclosure Review! Have you seen this in your mailbox? Homeowners with foreclosure problems get a lot of strange offers in the mail, but if you got one that looks like what is pictured here, talking about an Independent Foreclosure Review, DON’T THROW IT OUT!

Dec 01

Homeless For the Holidays in America

Two News Stories Show the Fight to Stay Housed in 2011 60 Minutes is out with another hard-hitting expose on the destruction of America’s middle class: “Hard Times Generation” revisits Central Florida to interview more of its suffering and struggling former homeowners. Another more atypical and hopeful story comes out of a local news station …

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Nov 23

Successful Loan Modifications in November

This Florida homeowner was past due over $23,000 to Aurora Loan Services. They were approved for an in-house loan modification that will change their monthly mortgage payments from $3,267 to $2,054, for a monthly savings of $1,213. After making three trial payments they will be reviewed to make this modification permanent. Homeowners were in foreclosure …

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Nov 17

The Housing Industry You Can Depend On – Wrongful Foreclosure

Another Sordid Foreclosure Tale “He was on his second trial modification, the last time his trial modification wasn’t converted to a permanent modification for some unknown reason, but Bank of America is here to help homeowners and they were nice enough to let him reapply…and so he did. “This time, however, he decided to retain …

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Nov 09

Will The Independent Foreclosure Review Help You?

According to the OCC’s new program, up to 4.5 million homeowners who had foreclosures filed against them in 2009 & 2010 will be eligible to have their foreclosures reviewed to see if there is or was improper or fraudulent activity in their case. Is There A Catch? Like most of Obama’s foreclosure prevention efforts, this …

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